Yes, most people can qualify regardless of their health condition. Final expense insurance is designed to be accessible, with simplified underwriting that often doesn’t require medical exams. Even if you have pre-existing conditions, there’s a high chance you’ll be eligible for coverage.

The approval process is quick and hassle-free. In many cases, applicants receive approval within 24 hours. This means you can secure coverage almost immediately, providing peace of mind without the long wait times associated with traditional insurance.

Final expense insurance covers a wide range of end-of-life costs, including funeral expenses, burial or cremation costs, medical bills, outstanding debts, legal fees, and even daily living expenses for your loved ones during their time of need.

Most plans offer coverage to individuals up to the age of 85. Some plans may have different age limits, but we work with various providers to find the right coverage for you, regardless of your age.

Yes, we offer flexible options that allow you to adjust your coverage as your needs change. Whether you need to increase or decrease your benefit amount, we’re here to help you easily update your policy.

Coverage is affordable, with plans starting at just a few dollars a day. The cost depends on factors such as your age, health, and the amount of coverage you choose. We’ll help you find a plan that fits your budget.

No, your premiums are locked in for life. Once your policy is active, your rates will never increase, regardless of changes in your health or age. This ensures predictable, stable costs for the lifetime of your policy.

Claims are processed quickly and efficiently. Once we receive the necessary documentation, most claims are paid out within just a few days. Our goal is to provide your family with the financial support they need as soon as possible.